✨ A fence can completely transform your yard and home. Whether you’re looking for more privacy, security, or just a fresh new look, Hennessey’s Fencing has you covered. 🏡 📞 Call 925-516-6601 today for your FREE estimate. https://myoc.io/roarloudvideo #roarloudmarketing #video #marketing #videomarketing #roarloudvideo #roarloudsocial #smartmobilecard #theschmidtteam #tracieschmidt #mortgagemarketing #makingmortgageseasy

Is worrying about your credit score holding you back from buying a home? 💙Our team is here for you. We'll review your options, and find the right loan—even if your credit isn't perfect.You're not alone in this. Let's talk.📞 DM us or click the link in bio to get started. #TheSchmidtTeam #CreditScore #HomeLoans #FHALoans #MortgageHelp #FirstTimeHomeBuyer #RealEstateAdvice #YoureNotAlone #HomeBuyingJourney #makingmortgageseasy

Should you refinance? 🤔It depends on YOUR situation—how long you're staying, your goals, and what the numbers actually show. Let our team run the math. We'll show you exactly what you'd save.📊 Schedule your no upfront cost, no obligation consultation today. Check Out my Bio or go to https://viewinfo.me/#/t/tracie #TheSchmidtTeam #Refinancing #MortgageTips #RefinanceYourHome #HomeownerAdvice #LowerYourRate #MortgageConsultation #RealEstateExperts #SmartMoney #FinancialFreedom

Are you wondering how the California Dream For All® program works and whether you may qualify? In this full webinar replay, we walk through one of California’s most talked-about homebuyer programs — which may offer up to 20% down payment assistance to eligible buyers. Because this program is lottery-based and funding is limited, preparation is key. This session is designed to help buyers understand the process, avoid common misconceptions, and take the right next steps. 🏡 In This Webinar, You’ll Learn: ✔️ What the Dream For All program is ✔️ How the shared appreciation structure works ✔️ Who may qualify ✔️ Income limits and eligibility considerations ✔️ How the lottery process works ✔️ What to prepare before applying ✔️ What happens if you’re selected If you’re renting, exploring homeownership, or planning to buy in California within the next 12 months, this workshop will give you clarity and direction. 🔗 Learn More or Take the Next Step: 👉 Dream For All Info Page: https://dream.makemortgageseasy.com/homecadreamforall 📞 Questions? Let’s Connect Tracie Schmidt Loan Officer | Supreme Lending NMLS #269424 📍 Serving San Diego & All of California 📞 858-336-5200 ⚠️ Disclaimer: Program details, availability, eligibility requirements, and timelines are subject to CalHFA guidance and may change. Lottery selection does not guarantee loan approval. All loans subject to credit and property approval.

🏡 Need to buy before you sell? There’s a strategy for that. A bridge loan helps homeowners use the equity in their current home to purchase their next one — before selling. Here’s how it works: ✔️ Tap into your current home’s equity ✔️ Use it toward your down payment on the new home ✔️ Buy first, then sell ✔️ Avoid rushed offers or temporary housing It can eliminate the stress of trying to line up two closings perfectly. If you’re thinking about moving but feel stuck because you need your equity first, let’s talk through your options. 💬 Message me “BRIDGE” and I’ll explain how it could work in your situation. Timing matters in this market. Strategy matters even more. 🔑✨

🏘️ Investors — are you qualifying your next property the wrong way? If you’ve been told you don’t qualify because of income, tax returns, or debt-to-income… you might be looking at the wrong loan. A DSCR loan (Debt Service Coverage Ratio) qualifies the property based on its rental income, not your personal income. That means: ✔️ No tax returns required ✔️ No traditional DTI calculation ✔️ Qualification based on the property’s cash flow If you’re buying or refinancing an investment property and want flexibility, this could be a game changer. 💬 Message me “DSCR” to set up a quick call to go over options Smart investors use smart financing. Let’s talk. 🔑📈

This isn’t just a townhome in San Elijo Hills… it’s a lifestyle. ✨ Walking into a space that finally feels like home ☀️ Slow Saturday mornings in the kitchen ⚽ Backyard afternoons with room to play 🎉 Summer birthdays at the pool 🔐 A gated community setting Located in the highly sought-after Westridge community, this beautifully updated 3-bedroom, 2.5-bath townhome offers modern finishes, a private backyard, and access to resort-style amenities — all just minutes from scenic trails, parks, top-rated schools, and the vibrant Town Center. Now offered at a reduced price & an added bonus of the seller paying the first year of the accepted buyer's HOA dues on the property. If you’ve been waiting for the right home in San Elijo Hills, this is your opportunity. Private showings available. Message me to schedule a tour.

🏡 Are you currently renting? If you are, let me ask you something… Have you actually looked at what it would take to buy — or are you just assuming it’s out of reach? A lot of renters think they need 20% down. A lot think their credit isn’t good enough. A lot think “maybe next year.” The truth? You won’t know until you run the numbers. If you’ve even thought about buying in the next year, reach out. I’m happy to walk you through what it would really look like — no pressure, just clarity. 💬 Message me “BUY” and let’s see what’s possible. You might be closer than you think. 🔑✨

Are you a California homebuyer wondering how the Dream For All program works? The California Dream For All® program may offer up to 20% down payment assistance to eligible buyers — but it’s lottery-based, funding is limited, and preparation is key. In this video, I break down: ✔️ What the Dream For All program is ✔️ How the lottery process works ✔️ Who may qualify ✔️ What you need to prepare before the registration window ✔️ How to position yourself for pre-approval If you’re thinking about buying a home in San Diego or anywhere in California, understanding this program could make a big difference in your strategy. 🔗 Learn More or Get Started Here: 👉 Dream For All Info Page: https://dream.makemortgageseasy.com/homecadreamforall 👉 Register for Our FREE Homebuyer Workshop: https://ghl.buy858.com/widget/form/DEkicgybz9QlUzuzjGQ9

Explore the charm of Italy — the historic streets, breathtaking architecture, and unforgettable views… ✨ And then come home to your own private villa in the countryside. 🏡 At Villa Mangiaricotta, you get the best of both worlds: days filled with adventure and discovery, and evenings spent relaxing together in a peaceful, beautiful home. If you’ve been dreaming about experiencing Italy with family or friends, this is the kind of place that turns that dream into a lifelong memory. 💛 📍 Near Lucca, Italy 🔗 Learn more https://villamangiaricotta.it/

Real estate agents — let’s talk about video for a second 👀🏡If you’ve been avoiding video because you feel awkward on camera, don’t know what to say, or keep waiting to feel “ready” — you’re not alone… and you’re definitely not behind.Here’s the truth:Your clients are NOT looking for perfect lighting or polished scripts.They’re looking for authentic, relatable, knowledgeable YOU.The best videos aren’t rehearsed — they’re real. And once you have the right prompts and structure, showing up on camera gets easier every single time. 📹✨👉 If you’re a real estate agent who wants to get comfortable on video and finally start showing up, comment “VIDEO” or DM me. I’ll show you how simple it can be.

Thinking about selling your home in 2026? Now is the perfect time to start preparing ✨ As market trends shift, smart pricing + strong presentation make all the difference in attracting serious buyers 🎯 Here’s how I help you get ahead 👇 ✅ Custom home value report ✅ Pre-listing strategy session ✅ Personalized marketing plan ✅ Improvement & staging guidance Whether you’re upsizing, downsizing, or relocating, having a plan early can help you maximize your net 💰 💬 Message me for a stress-free consultation. Let’s plan a call or meet in person and map out your next move with confidence 🚀 https://viewinfo.me/#/t/tschmidt

🏡 Feeling overwhelmed by the San Diego housing market? You’re not alone — and you do have options 💙 Here are 3 ways homeownership may be closer than you think 👇 1️⃣ State & local programs Lower down payments and possible grants — I’ll help find what you qualify for 2️⃣ FHA loans As little as **3.5% down** can put homeownership within reach 3️⃣ Down payment assistance Reduce upfront costs with programs available **right here in San Diego** ✨ You don’t have to figure this out alone. 💬 Drop your questions in the comments or send me a DM I’ve helped many first-time buyers become homeowners — and I’d love to help you too!

🎄✨ Happy Holidays! ✨🎄 So grateful for the connections we’ve made and the community we’ve built 💛 Wishing you peace, joy, and a fantastic New Year 🎉🥂

👋 Hey there, I’m Tracie Schmidt! Your local Mortgage Loan Officer + Real Estate Agent 🌟 🏡 San Diego’s 2025 market found its groove * Buyers became more intentional * Sellers priced more realistically * Homes that were priced right *sold* 🎯 * And a little more inventory meant more options 🌴 San Diego remains a top choice for lifestyle, careers, and long-term value. 🔮 Looking ahead to 2026 = Balanced opportunities, Smart pricing and Strategic marketing Whether you’re buying, selling, or investing, having the right plan makes all the difference. 💬 Message me and let’s strategize your next move together ✨

✨ **2026 is the year to stand out digitally** ✨ If you want to keep clients focused on *your* business — not your competition — your digital presence matters more than ever 📲 The **Smart Mobile Card** helps you: ✅ Stay top of mind ✅ Attract more leads ✅ Build a strong, professional brand ✅ Make connecting effortless One simple tool. Big impact 🚀 👉 **Set up a quick demo here:** https://viewinfo.me/#/t/tracieschmidt Let’s make 2026 the year your brand gets remembered 💼✨

Ready to unlock the door to your new home? 🏠 Whether you're a first-time buyer or looking to refinance, I'm here to simplify the mortgage process and guide you every step of the way. Have questions about loans, rates, or next steps? Drop them in the comments, or send me a message—I'm here to help! Let's make your dream home a reality today. https://viewinfo.me/#/t/tracie

Just reduced and ready for its new owner ✨ This corner-lot townhome in Westridge / San Elijo Hills has been beautifully updated, offering real hardwood bamboo floors, a remodeled kitchen, and a bright open layout. The primary suite features a private balcony + walk-in closet, and the yard has no neighbors behind for added privacy. Enjoy gated living with a pool, spa, top schools, trails, and Town Center just minutes away. Schedule your showing while it’s still available. 📍 San Elijo Hills 🛏 3 Bedrooms | 🛁 2.5 Bathrooms | 🚗 2-Car Garage 💲 Price Reduced DM for details or to book a tour.

Working with real estate pros like Joanna reminds us why we love what we do. 🧡 Your stories. Your passion. Your mission. We just help you show it to the world. Bilingual scripts? ✅ Professional filming + editing? ✅ That’s how real estate brands ROAR. ✅ You shine in front of the camera. We make sure the camera shines back. 🌟 Let’s create something remarkable — message me to get started. https://myoc.io/roarloudvideo

Lights, camera, let’s ROAR! 🎬🦁 Thinking about jumping into video but feeling a little overwhelmed? Totally normal. Good news: you don’t need fancy gear or movie-director vibes to show up like a pro! Video can be quick, real, and surprisingly stress-free. I’ve got a proven system that helps you show up, shine, and create content people actually connect with. No overthinking. No perfection pressure. Just you being you. Curious how easy it can be? ✨ Book a demo and I’ll walk you through it step-by-step: https://myoc.io/roarloudvideo Your brand deserves to be heard. Your voice deserves to be seen. Let’s make it ROAR. 🔊🔥 Comment with what’s the one thing holding you back from doing video? 👇💬

🧠 Google can tell you a lot… but it can’t tell you what’s right for you. Every buyer and seller’s situation is unique — and that’s where personalized advice matters most 🏡 I’m here to answer your real questions and help you stop second-guessing every decision 💬 Because the internet doesn’t know your dreams, your numbers, or your “why” ❤️ DM me or comment “CONSULT” — let’s have a real conversation that gives you clarity, not confusion. https://viewinfo.me/#/t/tracie