Homebuyer's are shying away from purchasing a home becuase of the higher interest rates which impact affordability. At Supreme Lending we have tools that we can use to show buyers what the cost of waiting to buy a home for rates to drop could be to their financial wealth. We can also do a rent vs buy analysis for them to see what the long term benefit of buying vs. renting would be. This video is a bit longer then normal but if you are interested in learning how we can customize a cost of waiting or a rent vs. buy for a potential homebuyer please just reach out and we can schedule a share screen to go over that information. You can call or text Tracie Schmidt with The Schmidt Team at Supreme Lending at 858-336-5200

🌟 Stand Out, Stay Ahead! 🌟 Navigating the competitive mortgage landscape with flair & guidance! 💡 Join me, Tracie Schmidt, with 20+ years of navigating the mortgage world, as I unveil 🔑 5 KEY STRATEGIES 🔑 to make an unforgettable mark in the market. 👣 Whether you're a seasoned loan officer or carving out your niche, these insights are golden! 📈 Dive deeper and personalize your journey to success -- Let's chat one-on-one! Visit www.successatsupreme.com TODAY! 🗓️ #supremeteam #theschmidtteam #makingmortgageseasy #tracieschmidt #sandiego #buyahomeinca #missionbeachca #mortgagesmadeeasy #techtracie #buyahomewithavaloan #firsttimehomebuyer #MortgageMastery #BusinessGrowth #SuccessStrategies #LoanOfficerLife✨ #VideoCatalyst #simplysupreme

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It doesn't have to take months or years to go from a renter to a homeowner. You could become a homeowner in less then 30 days and it is all about knowing what the process is, understanding the timelines and having the right team by your side. Visit https://www.makemortgageseasy.com/ to get your copy of Making Mortgages Easy.

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🏡✨ Dreaming of a new home but just landed a fresh start career-wise? 🌟 Don't let recent job changes, change your plan! 🚀 Tracie Schmidt here, from Supreme Lending, with over 25 years of experience in making homeownership dreams a reality. Whether you're moving from Texas to California or any corner of the nation, your new employment contract could be your golden ticket to a mortgage. 🎫💼 Let's turn that job opportunity into a home opportunity. 🏠💙 Like, follow, and message me for personalized home buying tips and insights. Your next chapter starts now! https://myoc.io/theschmidtteam #supremeteam #theschmidtteam #enrichinglives #makingmortgageseasy #tracieschmidt #sandiego #buyahomeinca #missionbeachca #mortgagesmadeeasy #supremelending #techtracie #buyahomewithavaloan #firsttimehomebuyer #HomeOwnershipDreams #CareerToCrib #SupremeLendingTransforms #supremeteam #theschmidtteam #enrichinglives #makingmortgageseasy #tracieschmidt #sandiego #buyahomeinca #missionbeachca #mortgagesmadeeasy #supremelending #techtracie #buyahomewithavaloan #firsttimehomebuyer

🏡✨ Dreaming of a new home but not sure where to start? Let's break it down! Finding the right loan officer can make your journey to home ownership smoother and more enjoyable. Need some pointers? Hi, I'm Tracie Schmidt from Supreme Lending! 🌟 ➡️ Ask your realtor or loved ones for recommendations. ➡️ Do a little detective work- check out online reviews! (P.S. Sneak a peek at our glowing reviews on my Facebook Page "the Schmidt team making mortgages easy" 👀) ➡️ Communication is key- a quick call can tell you so much about us! ➡️ Finally, trust your gut – your comfort is crucial in this personal process. Let's make your dream home a reality. Be sure to like and follow for more insider tips! Ready to chat? The Schmidt team is here to open doors for you. 🚪💚 https://myoc.io/theschmidtteam #supremeteam #theschmidtteam #enrichinglives #makingmortgageseasy #tracieschmidt #sandiego #buyahomeinca #missionbeachca #mortgagesmadeeasy #supremelending #techtracie #buyahomewithavaloan #firsttimehomebuyer #HomeBuyingJourney #MortgageMagic #SchmidtTeam #supremeteam #theschmidtteam #enrichinglives #makingmortgageseasy #tracieschmidt #sandiego #buyahomeinca #missionbeachca #mortgagesmadeeasy #supremelending #techtracie #buyahomewithavaloan #firsttimehomebuyer

Unlock the Secret to Providing Value 🏡✨ | This could help change your business! Dive into my latest video to discover how VALUE can transform your business. ✨Let's make value-packed decisions together! Schedule your Success with Supreme zoom call with me. https://successatsupreme.com #SupremeLending #MortgageMagic #ValueDriven #RealEstateSuccess #supremeteam #theschmidtteam #enrichinglives #makingmortgageseasy #tracieschmidt #sandiego #mortgagesmadeeasy #supremelending #techtracie

Feeling befuddled by mortgage interest rates? 🤯 Let me, Tracie Schmidt from Supreme Lending, shed some light in just 90 seconds! With over 25 years of turning dreams into addresses 🌟, I'm here to guide you through the maze of interest rates – making it simpler than brewing your morning coffee! ☕⁣ ⁣ 🔑 Interest rates might seem mysterious, but several factors including the economy, your FICO score, and your down payment size play a role. Remember, 'Marry the house, date the rate' – your ideal rate might just be a refinance away! 💼🏠⁣ ⁣ 🎉 Rates change daily and finding the right one is like striking gold! Let's unearth the most beneficialdeal for you together. 📈💰⁣ ⁣ 👉 Want to delve deeper? Curious about how you can save over the life of your loan? Hit follow or slide into my DMs 💌, and let's make your home-owning dreams come true!⁣ https://myoc.io/theschmidtteam #supremeteam #theschmidtteam #enrichinglives #makingmortgageseasy #tracieschmidt #sandiego #buyahomeinca #missionbeachca #mortgagesmadeeasy #supremelending #techtracie #buyahomewithavaloan #firsttimehomebuyer #MortgageMagic #HomeLoansMadeSimple #FinanceYourDreams #InterestRatesDemystified #YourLoanJourneyStartsHere #ContactMeToday

🏠🔑 Unlocking your dream home in the midst of change! As we navigate through the buzz and shifts in the digital world, remember, adapting to change is key - much like navigating the path to homeownership. 🔄 While the future of apps like Tik-Tok hangs in balance, the future of your dream home shouldn’t. Ready to make a move or curious about your mortgage options amidst today's ever-changing landscape? Let’s chat! 💬 No algorithms, just real conversations and tailored solutions. 📲 Drop your thoughts below or DM me to start your journey with confidence. https://myoc.io/theschmidtteam #supremeteam #theschmidtteam #enrichinglives #makingmortgageseasy #tracieschmidt #sandiego #buyahomeinca #missionbeachca #mortgagesmadeeasy #supremelending #techtracie #buyahomewithavaloan #firsttimehomebuyer #FutureReady #HomeOwnershipJourney #MortgageSimplified #VideoCatalyst

Are you tired of paying your landlord’s mortgage and seeing no direct benefit? Do you crave the privacy that a shared building just can’t offer? Perhaps you’ve been dreaming of installing a gourmet kitchen, painting your living room walls your favorite color, or cozying up in front of a fireplace, but your rental agreement says otherwise. Imagine settling in a neighborhood where your kids can attend top-notch schools and form lifelong friendships. At Supreme Lending, we’re not just here to finance your new home but to enrich your life. And with our team of licensed mortgage professionals at your side, guiding you through every step of the loan process, we will work hard to transform your homeownership dream into reality. Here’s how it works: 1. We start with a simple conversation to understand your budget and overall situation. 2. You’ll fill out an application and provide a few income and asset documents. 3. We’ll review your recent credit profile and if you qualify, we will discuss down payment and loan program options that suit your needs. 4. Once we’ve gone through the numbers together and you’re comfortable, we’ll issue the pre-qualification letter to the realtor of your choice. Then, the real fun begins - you can start shopping for your new home! Take Jane, for example, who was a renter just like you. With our help, Jane was able to finance her dream home in a neighborhood she loves. Now, she’s enjoying the freedom of homeownership. So why wait? Start your journey to homeownership with Supreme Lending today! You can call, text 858-336-5200 or search for me online The Schmidt Team Mortgages, and let’s turn your dream into reality. Message me for your Home Buyer's Guide

Are you tired of paying your landlord’s mortgage and seeing no direct benefit? Do you crave the privacy that a shared building just can’t offer? Perhaps you’ve been dreaming of installing a gourmet kitchen, painting your living room walls your favorite color, or cozying up in front of a fireplace, but your rental agreement says otherwise. Imagine settling in a neighborhood where your kids can attend top-notch schools and form lifelong friendships. At Supreme Lending, we’re not just here to finance your new home but to enrich your life. And with our team of licensed mortgage professionals at your side, guiding you through every step of the loan process, we will work hard to transform your homeownership dream into reality. Here’s how it works: 1. We start with a simple conversation to understand your budget and overall situation. 2. You’ll fill out an application and provide a few income and asset documents. 3. We’ll review your recent credit profile and if you qualify, we will discuss down payment and loan program options that suit your needs. 4. Once we’ve gone through the numbers together and you’re comfortable, we’ll issue the pre-qualification letter to the realtor of your choice. Then, the real fun begins - you can start shopping for your new home! Take Jane, for example, who was a renter just like you. With our help, Jane was able to finance her dream home in a neighborhood she loves. Now, she’s enjoying the freedom of homeownership. So why wait? Start your journey to homeownership with Supreme Lending today! You can call, text or search for me online, and let’s turn your dream into reality.

Join my interview with our Lady Lender - Samantha Cavazos, branch manager with Supreme Lending. We talked about why Instagram is important in your business along with other social media channels like Facebook and TikTok. She went over what to post and when and that getting mortgage client leads is possible. At Supreme Lending our goal is to provide value to our loan officers to understand how the can take their business to the next level.

💥Looking to Take Your Mortgage Business to the Next Level? Let's have a confidential Zoom Call to Learn How 💻 👇Watch This Quick Video 🎥 To Learn More Visit https://www.successatsupreme.com/ ✔️Marketing, Systems & Scenario Support ✔️Branch Mgr Opportunities with PnL ​✔️Access to Dedicated Operations Team ✔️​Loan Costs Tied to Branch ​✔️Pre Built Social Media Campaigns ​✔️White Labeled Point of Sale System ✔️​Multiple CRM Options ​✔️Onboarding & Training Team Access ​✔️Ability to Broker Loan Products ✔️​In House Home Equity Line Product #supremelending

2-4 Unit Property Guideline change announced by Fannie Mae. This is effective 11/18/2023 and reduces the down payment requirement on purchase or rate and term transactions that are primary residence. The down payment was 15%. The amount that you can borrow wil depend on the county the transaction will take place in. Each county will have new 2024 loan limits announced. The benefit of buying a 2 to 4 unit property is one of the units will need to act as your primary residence, however, you have the ability to rent the other units out and use that projected income to help offset the new payment in your qualification. Or if you have a family member that you are looking to live with you can occupy one of the units and have them live in another unit. Call Tracie Schmidt with The Schmidt Team at Supreme Lending to find out more and see if you can pre qualify to purchase a 2-4 unit property. You can call or text 858-336-5200

Are you afraid to put your home up for sale in this current real estate market? Comment & Share Why

Are you a homeowner that has more credit card debt and less savings since the pandemic? Did you know credit card debt increased by $85.8 billion during the 4th Quarter of 2022 the highest quarterly increase ever recorded, and the average national savings average is still below pre-pandemic levels Did you also know as a homeowner that equity is at an all time high. That means you most likely have more equity in your home now then you ever have. Now let’s talk rates, I keep hearing I don’t want to refinance and get rid of that low mortgage interest rate I have at 3.5%, BUT why are you willing to pay 15%, 17% even 20% APR on credit card balances with the federal funds rate continuing to rise? What are your actual total payments monthly when you take a look at them because you probably aren’t paying the minimum on your credit cards? If you are a homeowner and have credit card debt and car loans and are struggling to get them paid off text the word Refi to 858-285-1122. There is no cost and no obligation for me to do a soft credit pull to see the debt you have, confirm your equity position, and figure out if a debt consolidation using your home’s equity even in this higher interest rate market could benefit you. And don’t forget there are no pre-payment penalties so 7 months from now or 12 months from now or 15 months from now if rates drop and there is benefit to you we can revisit your scenario. Sometimes rate is just a number when it can put money in your pocket with monthly savings. text the word Refi to 858-285-1122

Have you always wanted to own a property that you could use as a short term rental. Look to list it on VRBO or AirBnB and increase your real estate portfolio. A short term rental purchase loan is a great way to build wealth through real estate. The Schmidt Team empowered by NEXA Mortgage has a lending partner that will allow us to use an average of the short term rental income off of the AirDNA's "Rentalizer." AirDNA gathers data from AirBNB and VRBO to provide short-term rental income history for potential properties. The down payment will depend on the experience level you have owning a short term rental. To find out more text the word DSCR to 858-285-1122