1. Do You Know Your Monthly Budget? * Can you comfortably afford a mortgage payment, taxes, insurance, and HOA (if applicable)? **Do You Have Stable, Consistent Income?** * Have you been employed consistently for at least 2 years? * Are you self-employed? You’ll likely need to show 2 years of tax returns. **How’s Your Credit?** * Do you know your credit score? * A higher score means better loan options and lower interest rates. * If you’re unsure, a lender can help you review it and even guide you to improve it if needed. **Do You Have Enough for the Down Payment & Closing Costs?** * Down payments can range from 0–20% depending on the loan program. * Closing costs usually run 2–5% of the home price. * Don’t forget: There are programs that can help with down payment assistance! **Do You Have an Emergency Fund?** * After buying a home, will you still have savings for unexpected expenses (job loss, car repairs, home maintenance)? * A good goal: 3–6 months of living expenses in savings. **Have You Talked to a Mortgage Professional Yet?** * Getting pre-approved helps you understand your buying power. * You’ll also find out what loan programs you qualify for and what your monthly payment could be. **Are You Ready for the Responsibility of Homeownership?** * Owning a home means maintaining it—repairs, yard work, upgrades. * It also builds equity and long-term wealth. Still wondering if you’re ready? Send me a message and I’ll walk you through a personalized affordability assessment. Let’s find out together.

Think 20% down always gets you the best mortgage rate? Think again 🤔 In some cases, putting just 5% or 10% down can actually get you better pricing. Let’s crunch the numbers and find the smartest down payment strategy for your situation. 💬 Comment or DM me STRATEGY and I’ll help you compare.

Realtors — still posting just photos? Video is the game-changer. We helped Scott from Keller Williams La Jolla turn an in office event into on line engagement. Open House? Testimonial? Local event? Don’t just promote it… make it POP on camera. Book your demo today 🎥👇 https://viewinfo.me/#/t/roarloud

🏡 Searching for your dream home in San Diego? Let Tracie Schmidt, your trusted San Diego Realtor, guide you every step of the way! Whether you’re a first-time buyer, relocating, or upgrading, Tracie brings local expertise, market insight, and personalized service to help you find the perfect place to call home. ✨ What You’ll Discover: ✅ Neighborhood insights across San Diego ✅ Buyer tips and home search strategies ✅ Real-time market trends and property updates ✅ Why working with a knowledgeable local agent matters 📍 From the beach to the burbs, Tracie knows San Diego inside and out! 📞 Ready to make a move? Contact Tracie today and start your journey toward homeownership with confidence.

📣 Shout Out Alert 📣 🎥 Desiree used to be TERRIFIED of video marketing... until Roar Loud Marketing made it SIMPLE and FUN! “In just 2 months, I’ve gained 4 new buyer leads thanks to their system! “ 🚀 If you’re scared to start, trust me — you can do this! 🙌 Huge thanks to Tracie Schmidt and the Roar Loud Marketing team for helping me shine online! 🌟https://myoc.io/roarloudvideo

🔥 This is what happens when you give busy professionals the right tools to succeed on video! Shoutout to Danielle for this amazing testimonial! 🎥 She went from hesitant to *confident on camera*—and all it took was our easy to use platform. ✅ Ready-to-go scripts ✅ Easy in-app recording ✅ Pro edits delivered in 48 hours Now she’s showing up online, standing out in her industry, and connecting with more clients—*without* the tech headaches. 💡 If you’re ready to make video content simple, fast, and effective… **we’ve got you.** 👇 Drop us a message or comments if you’re next!

Capture Leads in Minutes with Smart Mobile Card | Digital Business Card for Real Estate & Entrepreneurs Say goodbye to old-school business cards. In this video, discover how the Smart Mobile Card helps you: 📲 Instantly share your info 📈 Capture leads on the spot 💡 Build connections with just one tap Whether you're in real estate, sales, or any service-based business, this tool gives you the edge to grow smarter, faster, and more efficiently. 🔗 Learn more and start capturing leads like a pro—no tech skills required! #SmartMobileCard #LeadGeneration #DigitalBusinessCard #RealEstateMarketing #CaptureLeads #NetworkingTools

Get the latest insights into the San Diego real estate market from your local expert. In this video, we cover: 📊 Median home prices 🏡 Inventory levels and market trends 📉 Mortgage rate impact 🧠 Advice for both buyers and sellers Whether you’re planning a move or just staying informed, this data-driven update will help you understand what’s happening—and what it means for your next steps. 📍 Serving all of San Diego County and surrounding areas. 🔔 Subscribe for more local real estate updates, tips, and advice! #SanDiegoRealEstate #MarketUpdate #HomeBuyingTips #SanDiegoHomes #HousingMarket2025

Testimonial Spotlight ✨ Thank you so much for trusting Roar Loud Marketing — where content creation is made easy for your busy business! We're so grateful to partner with entrepreneurs who are ready to show up boldly, build their brand, and let their voice be heard. 💼💡 📣 Whether you're growing your social media, launching a new service, or need consistent, branded video content — we’ve got your back! 🔊 Ready to ROAR with your marketing? Let’s connect! 👇 Drop a 🔥 if you’re ready to level up your content game. #RoarLoudMarketing #ClientTestimonial #ContentCreationMadeEasy #SmallBusinessSupport #BrandBuilding #DigitalMarketing #VideoMarketing #TestimonialLove #ThankYou See less

I want to hear from you, recent homeowners! What was one unexpected twist in your home buying journey? Was it a surprise cost, a confusing delay, or just an unexpected part of the process? Your insights are gold for future homebuyers looking to navigate smoothly! Comment below so we can create a smoother journey for the new buyers out there, as a Mortgage Loan Officer, your experiences help me better prepare and serve future homeowners. Let's steer them clear of surprises! 🏠 https://viewinfo.me/#/t/tracie

🔥 Ready to Stop Playing Small? 🔥 Testimonial Alert for Roar Loud Marketing! Kelly talks about how putting herself out there on video was *uncomfortable*. But what was worse? Letting fear hold her back from opportunities that could change her life and business. "Since using Roar Loud Marketing’s short form video platform, I’ve stepped out of my comfort zone, shared my message, and connected with people I never would have reached otherwise. It takes minutes to record, hit a button to submit for editing, and you get your content out there." 👉 If you’ve been waiting for a sign to start… this is it. You can set up a FREE demo today and see how easy it is to amplify your voice and your brand. https://viewinfo.me/#/t/roarloud **Drop a 🔥 in the comments if you’re ready to be seen!**

🏡 Noticing more *For Sale* signs in your neighborhood lately? It’s not your imagination… Inventory is on the rise here in San Diego, and that’s *great news* for buyers like you! With less competition and fewer bidding wars, now is the time to find the right home—without the stress. I’ll help you craft a smart strategy to navigate this market and secure your dream home with confidence. Let’s talk about your must-haves, wish list, and goals. Drop a 🏠 in the comments or send me a DM to book your *free home buying consultation*. No pressure—just a clear plan to get you through the front door. https://viewinfo.me/#/t/tschmidt

Welcome to your San Diego housing market update! Whether you’re planning to buy your first home, sell your current one, or invest in this beautiful city, understanding where the market stands is key. 🏡 In this video, you’ll learn: Where home prices and inventory are trending What mortgage rates mean for affordability Smart tips for buyers navigating competition How sellers can stand out and price correctly Why timing and strategy matter more than ever 📍 San Diego continues to be a strong yet evolving market. Don’t miss out on what this means for you! 📞 Ready to explore your real estate goals? Contact me today for a personalized plan that works in this market. 🔔 Like, Comment, and Subscribe for more updates and tips on buying and selling in San Diego, CA.

Overpricing the Home Many sellers think they should list high to leave room for negotiation, but overpricing can scare away buyers and lead to longer days on the market. Not Staging the Home Properly A cluttered or overly personalized home makes it harder for buyers to picture themselves living there. Decluttering and staging can lead to higher offers. Choosing the Wrong Offer The highest offer isn’t always the best! Look at contingencies, financing terms, and the buyer’s reliability before accepting an offer.

Celebrating success, teamwork, and excellence! ✨ The Keller Williams La Jolla 2024 Production Awards was a night to remember. Congratulations to all of the hardworking agents who had such an incredible year! Our Supreme Lending Team is dedicated to help you create even bigger wins ahead! #KWLaJolla #RealEstateExcellence #KWStrong #tracieschmidt #theschmidtteam #simplysupremeteam

I Tried Making Sushi at Home… Here’s How It Went! 🍣😂 So, I decided to roll up my sleeves (literally) and attempt to make homemade sushi for the first time! Spoiler alert: It was a journey. In this video, I’ll show you all the ingredients I used—cucumber, cream cheese, sushi rice, and of course, my questionable rolling skills. Will this sushi roll turn out like a pro chef’s creation or something only my mom would pretend to love? Watch and find out! Either way, it was fun, and I hope you get a laugh (or maybe even some inspiration) from my sushi-making adventure. 🔪 What’s Inside This Sushi Roll? ✔️ Sushi rice (sticky but not too sticky… hopefully) ✔️ Nori (aka seaweed that didn't stick all that well) ✔️ Cucumber (chopped like a champ) ✔️ Cream cheese (because why not?) ✔️ A whole lot of determination 🔥 Stick around till the end for the final sushi masterpiece (or disaster)! If you enjoyed this, hit that like button, drop a comment, and subscribe—because who knows what I’ll try to cook next! #SushiFailOrWin #FirstTimeChef #HomemadeSushi #CookingAdventure

Thinking about buying a home but not sure which loan program is right for you? At **Supreme Lending**, we offer a variety of loan options to fit your needs! Whether you're a **first-time homebuyer**, a **seasoned investor**, or looking to **refinance**, we've got you covered. ✅💼 💡 **Loan Programs We Offer:** ✔️ Conventional Loans 🏡 ✔️ FHA Loans – Low Down Payment! 💵 ✔️ VA Loans – Exclusive for Veterans 🇺🇸 ✔️ Jumbo Loans – For Luxury Homes 💎 ✔️ USDA Loans – Zero Down for Rural Areas 🌾 ✔️ Renovation & Construction Loans 🛠️ No matter your situation, **I’m here to help you find the perfect mortgage solution** and guide you every step of the way! 🤝💙 📲 **Let’s chat about your home financing goals!** Drop a comment, DM me, or click the link to get started. 👇 🔗 https://www.schmidtteammortgages.com/ #HomeLoans #MortgageOptions #SupremeLending #HomeBuying #RealEstate #MortgageExpert #DreamHome #schmidtteam #mortgagesmadeeasy #realestatemadeeasy #tracieschmidt #theschmidtteam

🔥 BOLD CLASS WAS A SUCCESS! 🔥 I had the incredible opportunity to stand in front of a room full of new real estate agents I had never worked with before—and it was amazing! 🙌 I always say: Say YES. Put yourself out there. Bring value. And today was proof that stepping up and sharing knowledge makes an impact. 💡 To all the agents who showed up ready to learn and grow—keep pushing forward! The best opportunities come when you step outside your comfort zone. 🚀 Who’s ready to take their real estate game to the next level? Let’s connect! 💼🏡 #roarloudmarketing #video #marketing #socialmedia #videomarketing #roarloudvideo #roarloudsocial #smartmobilecard #theschmidtteam #tracieschmidt #mortgagemarketing #makingmortgageseasy #VideoCatalyst

Did you know your **VA entitlement** gives you access to **$0 down payment and NO PMI**? That’s right—homeownership is more achievable than you think! 🇺🇸🔑 No matter where you are in the U.S., I’m just a message away. Let’s set up your **VA buyer consultation** and turn your homeownership dreams into reality! 🏠💙 💬 **Drop your questions below or DM me**— https://viewinfo.me/#/t/tracie I’m honored to help you on this journey! 🚀

Looking to buy a home in sunny San Diego? Let's skip the virtual backgrounds and meet face-to-face! As your mortgage matchmaker 🌟, I can walk you through setting a comfortable budget and explain the home purchase process—. So, are you ready to dive into your home buying adventure? Comment "face to face" or you can visit this link to schedule a one on one appointment https://viewinfo.me/#/t/tracie Let's unlock your dream home together!