Thinking about using your VA benefit to buy a home? 🏡 In this powerful 17-minute conversation, Mortgage Loan Officer Tracie Schmidt sits down with San Diego Realtor and Veteran Martel Jones to break down everything you really need to know before starting the home buying process with a VA loan. We cover: ✅ The VA loan advantage & how to qualify ✅ First steps in the home buying journey ✅ Why getting pre-approved early matters ✅ What your realtor should do for you ✅ Martel’s personal story as a veteran who missed out on owning in San Diego due to a lack of education—and what he wants YOU to know so it doesn’t happen to you 📣 Don’t miss our upcoming FREE VA Home Buying Webinar on August 5th from 6–7PM PT (hosted on Zoom). 🎁 Register today and receive your VA Home Buying Toolkit instantly: https://va.buyahomewithavaloan.com/vavirtualseminar This is your chance to become informed, empowered, and ready to take advantage of your well-earned VA benefit. Subscribe for more resources on VA homeownership and financing tips.

Veteran or Active Duty Service Member? Thinking about buying a home with your VA benefit? 🏡 Check out Martel Jones as he shares how missing out on using his VA loan early on cost him BIG in the San Diego market—and how he’s making it his mission to help others avoid the same mistake. 🎖 Learn how to take the first steps toward VA homeownership, why pre-approval matters, and what your realtor should be doing for you! Want more? 📅 Join our FREE VA Home Buying Webinar on 8/5 at 6PM PT 🎁 Register now + get your VA Home Buying Toolkit instantly: https://va.buyahomewithavaloan.com/vavirtualseminar #VAHomeLoan #Veterans #HomeBuyingTips #SanDiegoRealEstate #VeteranOwned #VALoan #Homeownership #MilitaryHomeBuying #SanDiegoVeterans

Join San Diego Realtor, Violet Vanessa Wells and Mortgage Lender Tracie Schmidt and get your home buying questions answered. We are hosting a free in person home buying seminar in Point Loma and when you register to attend you will get a Free Home Buying Guide. Hope to see you there. To register go to https://seminar.makemortgageseasy.com/homebuyingseminar

🚨 Price Just Dropped! Check out 1184 High Bluff Ave 🏡 📍Gated community in San Elijo 📅 Open House: Sunday 6/29 | 11–1 Don’t miss this deal! 👀 #pricedrop #sandiegorealestate #openhouse #hometour #SanElijoHomes #realestateshorts

In this meeting, Tracie Schmidt from Supreme Lending interviews Yasmine Astir, a seasoned realtor with extensive experience in the San Francisco East Bay area. Yasmine shares her comprehensive approach to property marketing and home preparation, emphasizing the importance of detailed listing presentations and extensive marketing strategies. The discussion concludes with the introduction of a new Bio Credit Roadmap service that helps potential homebuyers improve their credit to qualify for mortgages, with Yasmine expressing enthusiasm about referring clients to this service and noting that any time is a good time to sell in the Bay Area.

For Current Homeowners with Solar we will cover how AB 942 will impact the value or usability of solar credits for current homeowners who already have a solar system installed under previous NEM (Net Energy Metering) programs. For Home Sellers we will go over when selling a home with an existing solar system, how does AB 942 affect the transfer of solar credits or agreements to the new buyer — and could it impact the perceived value of the solar system to potential buyers. Does this create any added disclosures or complications in escrow? For Home Buyers Considering a Solar Home we cover what should buyers know about how AB 942 changes the benefits of owning a home with solar, especially when it comes to expected utility savings or future credit accumulation and would buyers still qualify for grandfathered NEM terms, or are they automatically subject to the new rules? We are ready to help you navigate the new solar changes, message or comment to connect.

Lights, camera, action! 🎥 Ever find yourself overthinking when it's time to roll the tape? 🤔 My Video Maximizing Masterclass is designed to boost your on-camera confidence and creativity, getting you straight to the heart of your video content in no time! For just $97, you'll unlock unlimited access to our comprehensive on-demand masterclasd, an easy-to-follow workbook, and strategic hook ideas for 30 days! As a special bonus, get a personalized 30-minute Zoom consult with me and a Roar Loud mindset bracelet. 👌 It’s all virtual 💻 all self-paced, and crafted with a mission to help you thrive every time you're in front of the camera. Ready to elevate your video game? 😎 Drop a comment, hit the link below ⬇️ to get started today! https://class.roarloudmarketing.com/mc #roarloudmarketing #video #marketing #socialmedia #videomarketing #roarloudvideo #roarloudsocial #smartmobilecard #theschmidtteam #tracieschmidt #mortgagemarketing #makingmortgageseasy #CameraConfident #ContentCreation #OnCameraSuccess #VideoStar #videocatalyst

Join me for a lunch and learn at Keller Williams La Jolla at 7979 Ivanhoe Avenue, #350 Jolla CA 92037 on 6/24 from 12pm to 1pm ish for a Video Masterclass. We are going to go over the Who, What, When, Where, Why and How video marketing impacts your real estate business. Lunch will be provided and you must register to attend. Click here to register https://lnl.roarloudmarketing.com/mckw

**🎥 The Truth About the “Z Word” (Zillow) – What Buyers & Sellers Really Need to Know!** In this video, I'm joined by the amazing Yasmine Austere, a top East Bay real estate expert, as we dive into the *Z word*—Zillow—and why its estimates (aka “Zestimates”) can’t replace local expertise when pricing or buying a home. We break down: ✅ Why online home value estimates are often misleading ✅ How realtors use real-time data, condition, and location to price homes right ✅ What buyers should *really* focus on before they start house hunting ✅ The importance of working with trusted professionals early in the process 📘 **FREE GIFT FOR HOMEBUYERS!** I'm giving away my book *“Making Mortgages Easy”* to help you understand the full process—from getting pre-approved to closing the deal. Request your FREE copy (PDF or hardcopy) here: https://support.makemortgageseasy.com/ts 🔔 Don’t forget to like, subscribe, and hit the bell so you never miss a new video full of practical mortgage and real estate tips! #homebuyingtips #makingmortgageseasy #realestate #theschmidtteam #tracieschmidt #residentialmortgage #lender #realtor #zillowhomevalues #zillow

1. Do You Know Your Monthly Budget? * Can you comfortably afford a mortgage payment, taxes, insurance, and HOA (if applicable)? **Do You Have Stable, Consistent Income?** * Have you been employed consistently for at least 2 years? * Are you self-employed? You’ll likely need to show 2 years of tax returns. **How’s Your Credit?** * Do you know your credit score? * A higher score means better loan options and lower interest rates. * If you’re unsure, a lender can help you review it and even guide you to improve it if needed. **Do You Have Enough for the Down Payment & Closing Costs?** * Down payments can range from 0–20% depending on the loan program. * Closing costs usually run 2–5% of the home price. * Don’t forget: There are programs that can help with down payment assistance! **Do You Have an Emergency Fund?** * After buying a home, will you still have savings for unexpected expenses (job loss, car repairs, home maintenance)? * A good goal: 3–6 months of living expenses in savings. **Have You Talked to a Mortgage Professional Yet?** * Getting pre-approved helps you understand your buying power. * You’ll also find out what loan programs you qualify for and what your monthly payment could be. **Are You Ready for the Responsibility of Homeownership?** * Owning a home means maintaining it—repairs, yard work, upgrades. * It also builds equity and long-term wealth. Still wondering if you’re ready? Send me a message and I’ll walk you through a personalized affordability assessment. Let’s find out together.

Think 20% down always gets you the best mortgage rate? Think again 🤔 In some cases, putting just 5% or 10% down can actually get you better pricing. Let’s crunch the numbers and find the smartest down payment strategy for your situation. 💬 Comment or DM me STRATEGY and I’ll help you compare.

Realtors — still posting just photos? Video is the game-changer. We helped Scott from Keller Williams La Jolla turn an in office event into on line engagement. Open House? Testimonial? Local event? Don’t just promote it… make it POP on camera. Book your demo today 🎥👇 https://viewinfo.me/#/t/roarloud

🏡 Searching for your dream home in San Diego? Let Tracie Schmidt, your trusted San Diego Realtor, guide you every step of the way! Whether you’re a first-time buyer, relocating, or upgrading, Tracie brings local expertise, market insight, and personalized service to help you find the perfect place to call home. ✨ What You’ll Discover: ✅ Neighborhood insights across San Diego ✅ Buyer tips and home search strategies ✅ Real-time market trends and property updates ✅ Why working with a knowledgeable local agent matters 📍 From the beach to the burbs, Tracie knows San Diego inside and out! 📞 Ready to make a move? Contact Tracie today and start your journey toward homeownership with confidence.

📣 Shout Out Alert 📣 🎥 Desiree used to be TERRIFIED of video marketing... until Roar Loud Marketing made it SIMPLE and FUN! “In just 2 months, I’ve gained 4 new buyer leads thanks to their system! “ 🚀 If you’re scared to start, trust me — you can do this! 🙌 Huge thanks to Tracie Schmidt and the Roar Loud Marketing team for helping me shine online! 🌟https://myoc.io/roarloudvideo

🔥 This is what happens when you give busy professionals the right tools to succeed on video! Shoutout to Danielle for this amazing testimonial! 🎥 She went from hesitant to *confident on camera*—and all it took was our easy to use platform. ✅ Ready-to-go scripts ✅ Easy in-app recording ✅ Pro edits delivered in 48 hours Now she’s showing up online, standing out in her industry, and connecting with more clients—*without* the tech headaches. 💡 If you’re ready to make video content simple, fast, and effective… **we’ve got you.** 👇 Drop us a message or comments if you’re next!

Capture Leads in Minutes with Smart Mobile Card | Digital Business Card for Real Estate & Entrepreneurs Say goodbye to old-school business cards. In this video, discover how the Smart Mobile Card helps you: 📲 Instantly share your info 📈 Capture leads on the spot 💡 Build connections with just one tap Whether you're in real estate, sales, or any service-based business, this tool gives you the edge to grow smarter, faster, and more efficiently. 🔗 Learn more and start capturing leads like a pro—no tech skills required! #SmartMobileCard #LeadGeneration #DigitalBusinessCard #RealEstateMarketing #CaptureLeads #NetworkingTools

Get the latest insights into the San Diego real estate market from your local expert. In this video, we cover: 📊 Median home prices 🏡 Inventory levels and market trends 📉 Mortgage rate impact 🧠 Advice for both buyers and sellers Whether you’re planning a move or just staying informed, this data-driven update will help you understand what’s happening—and what it means for your next steps. 📍 Serving all of San Diego County and surrounding areas. 🔔 Subscribe for more local real estate updates, tips, and advice! #SanDiegoRealEstate #MarketUpdate #HomeBuyingTips #SanDiegoHomes #HousingMarket2025

Testimonial Spotlight ✨ Thank you so much for trusting Roar Loud Marketing — where content creation is made easy for your busy business! We're so grateful to partner with entrepreneurs who are ready to show up boldly, build their brand, and let their voice be heard. 💼💡 📣 Whether you're growing your social media, launching a new service, or need consistent, branded video content — we’ve got your back! 🔊 Ready to ROAR with your marketing? Let’s connect! 👇 Drop a 🔥 if you’re ready to level up your content game. #RoarLoudMarketing #ClientTestimonial #ContentCreationMadeEasy #SmallBusinessSupport #BrandBuilding #DigitalMarketing #VideoMarketing #TestimonialLove #ThankYou See less

I want to hear from you, recent homeowners! What was one unexpected twist in your home buying journey? Was it a surprise cost, a confusing delay, or just an unexpected part of the process? Your insights are gold for future homebuyers looking to navigate smoothly! Comment below so we can create a smoother journey for the new buyers out there, as a Mortgage Loan Officer, your experiences help me better prepare and serve future homeowners. Let's steer them clear of surprises! 🏠 https://viewinfo.me/#/t/tracie

🔥 Ready to Stop Playing Small? 🔥 Testimonial Alert for Roar Loud Marketing! Kelly talks about how putting herself out there on video was *uncomfortable*. But what was worse? Letting fear hold her back from opportunities that could change her life and business. "Since using Roar Loud Marketing’s short form video platform, I’ve stepped out of my comfort zone, shared my message, and connected with people I never would have reached otherwise. It takes minutes to record, hit a button to submit for editing, and you get your content out there." 👉 If you’ve been waiting for a sign to start… this is it. You can set up a FREE demo today and see how easy it is to amplify your voice and your brand. https://viewinfo.me/#/t/roarloud **Drop a 🔥 in the comments if you’re ready to be seen!**

🏡 Noticing more *For Sale* signs in your neighborhood lately? It’s not your imagination… Inventory is on the rise here in San Diego, and that’s *great news* for buyers like you! With less competition and fewer bidding wars, now is the time to find the right home—without the stress. I’ll help you craft a smart strategy to navigate this market and secure your dream home with confidence. Let’s talk about your must-haves, wish list, and goals. Drop a 🏠 in the comments or send me a DM to book your *free home buying consultation*. No pressure—just a clear plan to get you through the front door. https://viewinfo.me/#/t/tschmidt